Does renters insurance cover water damage? The quick answer is both yes and no. It all boils down to the cause of the water damage. For example, if the source of your water damage is from inside the home, like a burst pipe, then most likely. However, if the water damage occurred as a direct result of flooding, then no. Please be aware that this information is general and every insurance company can differ on coverage. Therefore, it is of utmost importance to read your policy information, before assuming anything. Flood insurance can possibly be purchased as a separate policy, if needed.

Do I need Flood Insurance?

The necessity of flood insurance depends on where you live. If your house is in a flood zone, then it would be advantageous to purchase a flood insurance policy. Consider reviewing policy options from the National Flood Insurance Program, managed by FEMA. Sewer back-ups, like flooding, cause very expensive damage and is a reason you’ll need a separate policy or endorsement to your main policy (bobvila.com). When asking yourself does renters insurance cover water damage? Remember, it is important to review your current renter’s insurance policy or the policy that you plan on purchasing. Many companies can vary on what they cover. While they may not cover damage to your home from a flood or sump pump failure, they may protect your personal property. If you should face the unfortunate event of water damage to your home, Comeback Restoration can help!

The Best Option for Water Damage Service

Comeback Restoration is the best option for water damage service. They have been in the restoration business for over 30 years! Comeback Restoration serves Louisiana and the Gulf Coast with mold removal, mold remediation, water mitigation, flood restoration, water damage restoration, water damage cleanup, and fire damage restoration. They have been in the restoration business for over 30 years! Comeback Restoration serves Louisiana and the Gulf Coast with mold removal, mold remediation, water mitigation, flood restoration, water damage restoration, water damage cleanup, and fire damage restoration. They understand that emergencies are not on a 9-to-5 schedule, therefore, they offer 24-hour emergency service. Call (850) 530-5732 or email donald@comebackrestorationllc.com to learn how they will turn your setback into a comeback!