Tonight’s dinner was great, but for some reason your tummy does not agree. As you sit down for number two, you realize you have a number one issue. Your feet are cold and wet, and as you look around for the source, you discover it’s dripping down your water-logged wall. After likely voicing some choice words, you ask yourself, “does my homeowners insurance cover water damage?” The short answer is most likely, depending on several variables.
What types of water damage does insurance cover?
Understanding the types of insurance, what is covered and if it’s necessary for you is the biggest key to success. Insurance coverage is relative to the type of water damage. For instance, howeowners insurance will cover a busted pipe (Nationwide, 2021). However, flood insurance will cover damage from outside the home, such as a flood (Nationwide, 2021). As if that’s not enough, one must consider protecting their personal belongings. In such a scenario, personal property coverage should help pay for damages to your belongings caused by the burst pipe (furniture/computer) (Allstate, 2018).
Insurance coverage can be a vast sea of complexity and this article merely scratches the surface. It’s best to call your insurance company if you are uncertain about your coverage. Better yet, if you have water damage, call ComeBack Restoration and they will call your insurance company on your behalf.
Does homeowners insurance cover water damage? Comeback Restoration has the answer!
ComeBack Restoration provides insurance claim assistance and will help you through the entire process. Comeback’s water damage restoration services includes the removal of water, drying items and structures. They have been in the restoration business for over 30 years! Big or small, they can tackle any issue ensuring it’s efficient and affordable. Comeback Restoration is fully licensed and insured and offers specialized restoration solutions. They even offer 24-hour emergency services! Call (850) 530-5732 or email donald@comebackrestoration.com to learn how they will turn your setback into a comeback!
Contact ComeBack Restoration Today!
References
https://www.nationwide.com/lc/resources/home/articles/does-homeowners-insurance-cover-water-damage
https://www.allstate.com/tr/home-insurance/water-damage.aspx